Why Mr Zip's your friend...

I've bought quite a lot of metal stock from Online Metals. Nothing big but over the years I've spent quite a lot of money with them on a variety of boat projects. 

Which is why yesterday, when I saw that I needed a couple of feet of 2" aluminum angle for a mast project. I got online, opened my account, and with credit card at the ready proceeded to buy the needful. They had what I wanted (two 12-inch pieces of said aluminum angle) that cost $23.54 which was a little bit high in my opinion. That said, the cost was not all that bad so I stuck it in the cart and prepared to close the deal.

The next thing I see is that they're charging me $163.00 to ship a pound of aluminum to me down here in America's paradise.

Seriously, WTF?

So, I called them and pointed out that in the past they'd sent small packages via USPS for a reasonable cost. I also mentioned that the two 12" pieces of aluminum would fit quite nicely in a flat rate box or envelope.

Nope they said, metal is heavy and we no longer ship anything via USPS and $165 was what I had to pay.

Which is wrong on a lot of levels but what bothers me the most is the lady on the phone assumed I was stupid enough to pay $163 to get something worth $23.50 which would be insane.

The really scary part is that I commonly see cruisers with blogs bitching that they had to pay silly money to get stuff shipped to them. The worst example was a guy complaining that he'd paid over $100 for two O-rings that would have cost a buck from a hardware store but since he bought them from a marine supplier for $21, he wound up with the most expensive O-rings the world has ever seen. So, yeah, I guess there are enough people out there willing to be fleeced that it is now SOP for companies to do this sort of fuckery.

I then spent five minutes online to find a metal company willing to send via USPS and came across Speedy Metals which sold me the same metal for $16 which was cheaper than their online price (I've made a note to call them in the future rather than buy online) and more importantly $7.50 less than Online Metals. The real savings, of course, is not having to pay that $163 UPS shipping charge.

I'll just mention that FedEx and UPS are not only stupid expensive for getting stuff down here but they are, more often than not, slower than the USPS as well.

Mr Zip rocks!

Anyway, since I'm not insane and can do basic math I won't ever use Online Metals ever again.

Need I say more?

and in the "You get what you pay for" follies...

Ég hef kannski verið að tala á íslensku...

I like to think of myself as being a critical consumer. Sure, cost is always going to be a factor when I'm buying something for the boat but it's not the only factor.

The overall quality and utility of a product are the two biggest factors when I'm looking to acquire needful gear. You can be assured that anything I get for the boat is going to be a quality product. Which is a roundabout way of saying that I'm cheap but not stupid.

Now, about that tool roll...

Yes, it is only fifteen-dollars and yes, there are any number of tool rolls I could have bought for a lot more money like the Sailrite kit which cost a chunk of change and would have taken a couple of hours for me to sew up making it something like an $80 tool roll.

The big question is would the Sailrite kit be worth $60? Would it be worth four times as much as the Walmart tool roll?

For me, the whole idea behind getting the tool roll is to better organize tool stowage and improve working on various projects with better tool organization. As such, buying four of the Walmart's tool rolls would really make grabbing tools for a given project off the boat a helluva lot easier and faster than I'm currently doing.

That said, I don't know how you work or your process. What I do know is how I work and the tool rolls make a lot of sense. Because I'm fairly leery of all products these days, I bought one of the tool rolls from Walmart to judge its quality, utility, and price before I decided to buy more. Being pleasantly surprised by the quality of the product, I was able to ascertain that it would work for its intended use. The tool roll passed with flying colors.

Yeah, I know we all have that inbuilt knee jerk reaction that cost defines both quality and utility but in our current world of profit led consumerism it just no longer applies. 

Especially where boat stuff is concerned.

The whole central issue of the VolksCruiser idea is that you really have to be a critical consumer which simply translates to doing your homework and never, ever take things at face value.

Nóg sagt.

and don't forget the bolt cutters...

I find it kind of funny that people who I don't even know, write to the blog and are hesitant to state a budget when asking advice on various boats.

"Do you think a fixer upper Cascade 36 would be a good boat to get?"

I then ask what it costs, how much the boat is selling for, and what sort of budget they have to work with. In this case, I get a response that tells me the boat is selling for $5K and the engine does not work. As far as their budget is concerned, I get...

"Money's not an issue."

At this point I lose interest because money is always an issue and, if you're reading a blog dedicated to helping penurious folk go cruising, I expect you know very well that money is a rather important issue.

Refitting a classic plastic and cruising it is a deadly serious exercise in creative frugality. You really have to be honest with yourself (and me if you're asking for advice) about what sort of tools you have in your tool box. And yes, dear reader, money or lack thereof is most certainly an important tool in the grand scheme of things.

For instance, in the buying and selling of boats one does themselves a huge disservice if you feel you have to pretend you have more money than you do. Just think about that for a moment. Now, what sort of deal am I going to give you on a beat up CAL 34 if you spend half your time telling me how much money you're going to spend on it? A guy tells me he'll replace all the instruments and take it to the yard to get an Imron paint job done. This tells me two things: 1) the guy has a lot of money to spend or he's just dumb as a bag of hammers; or 2) the best of all worlds for a seller of boats, which is the potential buyer is both well heeled and stupid.

Face it, the last person you want to impress with your excellent stock portfolio or Rolex is the guy selling you a boat.

The same goes for cruising. Everyone cruising has a pain threshold where spending is concerned.

EVERYONE.

Working in the marine trades in the Caribbean, you quickly learn that a lot of folks with all the best stuff and the appearance of a comfortable monetary situation are much more likely to have their credit cards declined or do a runner before paying their bills.  Like I said, everyone tends to spend more than they can afford and that's something you really need to know.

Going out to dinner with a bunch of cruisers can burn up an entire months' volkscruiserish budget if you all wind up in some touristy eatery where the burgers are twenty bucks and a beer is going for $5 a bottle. Even worse is when the guy and his wife who had the lobster and the umbrella drinks decides that the group should just split the check instead of each paying their own part of it. Been there done that but could not afford the t-shirt after subsidizing some lobster and Mai Tais.

Which is all a long winded way of pointing out that the most important thing is knowing what you can and can't afford and having the fortitude to tell folks that this is what you can afford when needful.

As it happens, I saw something the other day on Werner Hertzog who has been a great influence on me in a surprising number of ways. His 24 bits of advice really resonates where the whole VolksCruiser thing is concerned.

Especially the bit about bolt cutters.

income streams and chicken shit in the cockpit...

I just saw that there was a boat currently selling eggs in St Thomas and thought it was kind of cool if only as a source of non refrigerated eggs. Combine that with the high cost of eggs from the local super market and it starts making real sense. Though, to be honest, I'm not sure having a half dozen or so chickens is doable on a 34-foot boat. 

Just another income stream to add to the list of possibilities.

One of the big issues with VolksCruising budgets is that the expenses of cruising are a lot like a death from a thousand cuts. A dollar here, twenty there, and and some pocket change adds up to a real budget killer by the end of the month.

Most of us think in terms of a single income source and too often that source is whatever you have in the bank. For most of us,that amounts to a rather too-finite number and it's amazing how quickly all those little expenses nibble away at it. We're all pretty good at budgeting the big numbers but in my experience it's the incidentals  that give me those WTF moments at the end of the month.

So yeah, selling eggs, busking, refrigeration work, rigging, or selling sailboat fishing kits all make sense as small income low profile side hustles. Which together might just be enough to keep you cruising.

I'm pretty sure I'll get someone writing me to mansplain that everybody knows sailboats and cruising is an expensive endeavor that small side hustles can't fund the operating costs of a a proper cruiser and its crew so if you don't have deep enough pockets you should just stay home. Sure, I'll grant that it's good advice for cruising and sailboats in the consumerist modus operandi but it's a tried and true method where VolksCruisers are concerned.

and in the "hardly surprising" department...

I'll be honest and admit that I really hate being surprised, especially where boats are concerned. Maybe it's that I grew up on horror films where surprises were always sort of horrific. On the other hand, it just might be most of my surprises have been of the negative sort so color me somewhat gun shy where surprises are concerned.

The funny thing is that, reading other boat folks blogs and suchlike i see that they also talk about surprises on boats and it's never ever a happy occurrence. More often than not it's a problem and unbidden problems are going to be expensive.

It's just the nature of boats and cruising.

For instance if I sail off to some place new and don't check about the rules, costs, and politics of visiting there I'll find that there is going to be a surprise of some sort just waiting to happen. Or, if I jump into a project without some due diligence beforehand there will be some consternation in the mix to bite me on the ass.

Lucky for us we have the internet which makes it pretty easy to do some homework to find out what to expect whether you're cruising or taking on a boat build or refit.

Nothing keeps surprises at bay as well as a bit of homework and due diligence.

Need to know what food costs in St Thomas, Hawaii, or Guam?  Go to Costuless online and see what your grocery bill should cost. Pretty much anywhere you go in the world will have chain stores with online shopping so you can get an idea of what you'd have to pay for groceries. More importantly, it gives you a base line so that you'll know when some stores are on the high side.

Same goes for projects. I always check to make sure that what I'll need is actually available to finish a project as having a half completed project can ruin your day/week/month/year. Nearly as important is knowing what things you need for the project should cost. I've noticed that a lot of boat blogs and YouTube channels tend to share affiliate links for gear and materials that are on the high end of what they should cost so before you start buying epoxy and suchlike from Amazon it might be a good idea to do some cost comparisons before you buy stuff.

Seriously when that $300 dinghy project winds up taking two years and costing you $1200 you really can't blame it on a surprise.  The same goes when arriving on some island with wall to wall Megayachts expecting to find stateside bargains as high prices tend to go with the neighborhood.   

Sadly, these days, common sense is often in short supply but it's a learnable tool that will go a long way to extend your budget as well as improving your quality of life.                                                                                                                                                                                                  

 

more on the budget front...

So, what’s your bottom line? A long, long time ago I think it was Lin Pardey who coined the $500-a-month-budget as a passing reference of the “Some people do it for as little as…" example.    Back in the late 60’s, $500 was a doable, if tight, budget for cruising but today, according to a handy inflation calculator, to have the purchasing power of $500 in 1969 dollars would be equivalent to $4,055 today.    

I’ll let that sink in for a moment…

I’m pretty sure if you’re reading VolksCruiser that it’s safe to assume that a $4,055 monthly budget is not what you signed up for. Which gives me a chance to show you one of my favorite movie clips.

Now, while I can think of any number of marinas I’d love to take a shotgun or M79 to, I’’ll admit that while it might be cathartic, it's a bit more anti-social and somewhat problematic to the cruising lifestyle. Hell, with my luck, I’d wind up with a roommate who’s a MAGA droid named Bubba.
 

What’s a poor boy or girl going to do?

Lucky for us there are any number of ways to get by with less money if you’re so inclined to cruise outside the consumerist bubble. For instance, simply quit getting stuff you don’t really need and and get off the recreational shopping bandwagon. Sure it requires a bit of mindset adjustment and the learning curve is a bit steep but it’s nothing you can’t do if you want to get going to some nice anchorage.

Speaking of anchorages have you heard the news about Bonaire?

Bonaire’s a great place. It has some of the best diving in the world, the powers that be are Eco-conscious and doing their bit to keep it nice, and it is a kiss off the beaten track so it’s more Caribbean like than you can find in the Caribbean proper. So, what’s not to like?

Since the locals care about their waters, it’s a moorings-only situation and as most all of Bonaire is a park you have to pay to be there. This year moorings have shot up in price to $35 a day (it used to be $10) and the park fee is $40 per person (good for a year). Which in real terms means if I want to stay there for ten days it’s going to cost a minimum of $430 for the two of us. Which is not bad when you consider it but it starts adding up really quickly and it’s not a place you’re going to hang out longer than needful. That said, it’s still a lot cheaper than staying in a marina anywhere that has a developed yachting scene which is frelling anywhere in the Caribbean these days.

So here’s the good news/bad news if you want to cruise on a budget these days. The good news being that it’s doable and the bad news is that, for the most part, you’ll want to minimize all the normal milk run destinations.

Lucky for us is that it’s a big frelling world and there are still a lot of great places to cruise where folks on boats are not looked at as floating ATMs.  You might want to add “Hors Piste” to your manta jar.

More needful stuff for getting control of your cruising budget on Friday…

                                                                                                                                                                                                                   

the truth about VolksCruising budgets...

Whether it's building a boat, refitting a fixer-upper, or actually cruising, the bottom line is always going to be what you can or can't afford. As much as we might prefer otherwise, the bottom line is always going to be with us.

Living in a consumerist society is problematic where budgets are concerned. After all, consumers are supposed to consume in some sort of consumerism prime directive so the answer to just about any question is to throw money at it and, boy howdy, anything to do with boats is an awesome opportunity to spend money.

Personally, I’ve never felt that money was a very good answer where most important things are concerned. Sure, it’s a pretty good social lubricant to get along in a society that values money and possessions over the individual. How is it that a good person is considered not as good as a bad person because of his bank balance?

So yeah, we’re talking about boats right?

There’s a Reuel Parker design I’d love to build and it’s one of my top designs in my "small boat to retire on" file. It looks like this…
 

 

Parker designed this scow sloop as a budget best-bang-for-the-buck design. The materials involved can all be bought at your local lumber yard and local purveyor of epoxy and glass with no exotic materials involved. All labor is doable by the builder with no need to resort to marine professionals. It’s a simple boat and the cost of building it reflects that.

As it happens, I came across a mention of said design on a forum where someone asked what the boat would cost to build. One response really opened my eyes…

“Conversationally, having a boat like that built is probably $300K-$400K, depending upon level of finish and type of fit out. So, again, from the hip, figure $150K or so to build it DIY. I grant that this is unscientific, but I believe that the above numbers represent a fair test of your wallet and resolve.”

Now, since it’s a boat I might actually build and I've have done a lot of homework amd know that the aforementioned budget of a $150K bears no relationship to the actual cost of building this boat. It is a great illustration of how not doing your homework and math, results in a situation where spending silly money becomes part of the matrix and ignores what should be reality.

It’s a boat so it has to be expensive!

Right?

The fact that just about everything related to sailboats and cruising is inflated to a point where it’s downright criminal is a given, but with a little thought and study you can avoid most of it.

Doing your homework is a major part of successfully getting a boat project in the water and sailing. Researching possible cruising routes and areas is the difference between being on a negative or sustainable budget. All you have to do is use your brain rather than your wallet or credit cards.

The funny thing is a lot of those folks cruising on expensive boats and throwing money around like drunken sailors are actually worse off than those cruising on slim budgets. Same goes for those building and refitting on sustainable budgets within their means as opposed to those with big expensive projects and need to get on Patreon so others can subsidize their projects.

Knowing what you can afford and managing your life in a way that makes sense where budgets are concerned is maybe the most important factor in successful boat projects and cruising. It’s not about what you spend but rather about spending smart.

More on the subject come Monday.




.

the best of times, the worst of times...

So it's 2023 and a new year. For some of us, it comes with some musing over the state of things.

As far as sailing and cruising goes, my musings seemed to be along the lines of that Dickens quote and I spent a couple of hours thinking about the good/bad reality after the ball dropped at midnight.

On the positive side...

• The cost of a good condition, under 36-foot, blue water capable boats have come down and are now very affordable.
• The cost of needful gear has become more affordable.
• Systems that were once considered too complicated or unaffordable for many are now within most cruiser's means.
• Needful information is readily available and no one has to reinvent the wheel. That said, finding good information should include a buyer beware warning.
  
• The current state of computer-based communication systems means you can almost always be connected to the world.

On the negative side...

• One of the main reasons boat prices have fallen is that we have a "Too many boats and not enough places to put them" situation so moorage and marinas have become unaffordable. A related issue is that this is causing a lot of anti-cruiser attitude on municipal and state levels.
  
• While needful gear may be cheaper, the marine industry exerts incredible pressure to get the newest, most expensive thing/flavor of the month.
• Sadly, the "You get what you pay for" mindset is counter productive to affordable cruising and really does not make any sense but considered gospel by far too many.
  
• YouTube influencers, while helpful from time to time, are mostly pimping on one level or another. Any information from most of these sources should be considered suspect and taken with a grain of salt.
• The current state of computer-based communication systems means you can almost always be connected to the world.

Actually, those lists could be a lot longer but I suspect you get the general drift. So, how do we deal with the best/worst conundrum?

For starters, VolksCruising only works if you're actually cruising. Your mantra should be "Keep on Trucking" as any nomadic society knows that being welcomed always comes with a time stamp and it's best to leave Dodge before the welcome expires. Which is a roundabout way of saying if you're going to cruise you best be on your way.

Since there are so many inexpensive sailboats in good shape, the desire to buy a fixer-upper should be suppressed. Why spend a year or three fixing a boat when you can just buy one and get gone? Sure, I know you want to tweak the boat to your needs but a major refit is seldom a good financial investment and, if you think it's required, you should be looking for another boat.

Same goes for the need some have of wanting to turn a sow's ear into a silk purse. For a special few it might work but in 99% of the cases I've seen, you just wind up with a very, very expensive sow's ear.

As far as stuff goes for cruising, less is more as the old adage says. I could go into deep detail but do I really have to? 

Overall the best/worst scenario comes out as pretty positive for someone wanting to cruise on a VolksCruiserish budget. Of course, you'll need to do some critical thinking, jump through a bunch of hoops, and make some of those negatives work for you rather than against but the overall math says it's going to be a good year to get going.

Here's hoping we all have a happy new year.

Swimming against the stream...

Back in the dark ages, when I was living on a CAL 20, I went to a lecture by Herman Daly who really blew my mind with his thoughts on economic growth. Sadly. he passed away recently.

I mention this here because his take on economics has a whole lot to do with my thoughts on living within a finite resource envelope, growth for growth's sake, and the process of swimming against the prevailing current.

I'm pretty sure that if I had not found myself in a economics lecture all those years ago I'd be going along with the great unwashed hordes thinking that one can buy one's own slice of happiness by spending more for a bigger boat. Which makes Daly one of my major influences in terms of boat mindset.

I'd seriously check out some of his books and lectures if you have the chance.

How many guitars can you fit on a 27-foot sailboat...

 Sadly, it's a simple answer...

Not enough.

Which, for me at least, is the big downside of every 27-foot boat you're likely to come across in that they just don't have a lot of space or weight carrying ability.

Which is not to say you can't live and cruise on a 27-foot sailboat but with a finite space you'll have to make some serious life changes to make it work.

Now while I use guitars as an example, the needful stuff is more about things like water, provisions, and the various tools one needs to live your life in a way that does not equate with a prison sentence.

Where most people get it wrong with small boats is assuming they can just keep adding stuff with no regard to the fact that boats have a waterline for a very good reason. Adding a couple of inches to the waterline every couple of years is just stupid as well as being plain bad seamanship.

If your boat is designed to draw five feet then that's what it should draw. 

When I think about it, you could really do a lot worse in choosing that as a mantra.

Anyway, living and cruising on a small boat successfully requires one to adapt to living within the constraints of your chosen vessel and embracing its finite nature. Which, considering we live in a hardcore consumerist society, is never going to be an easy task. Since the answer to all problems is to "buy more stuff" you're not likely to get much help in the "How do I do what's needed using less" zone.

That being the case, you'll have to get creative and realize that most of the time you'll be swimming upstream without a whole lot of atta-boys from fellow cruisers. Which I'll add is actually a bonus as it gets rid of the whole "Keeping up with the Jones's" element in the equation and makes a lot of decisions easier.

Next up is we'll take a look on how to sort out that finite space in a way that makes some sense...

a typical 27-foot boat...

The thing to keep in mind when thinking about boats in this particular size niche is that, for the most part, they all fulfill the same needs. Which is hardly surprising when confronted with a 27ish by 9ish foot envelope.

Take the Catalina 27 for instance. It pretty much sets the norm for what you can do with a boat this small and it does it pretty well. More importantly for us it was a very popular design and they built lots of them which means that today (fifty years on) there are lots of Catalina 27s for sale.

Lots of boats for sale in a given market brings the price of a boat down and makes it that much more affordable. Which, I'll think you agree is no bad thing.

Of course, the problem with a 27ish foot boat revolves mostly about the fact that it is a 27ish foot boat. While Frank Butler shoehorned  an amazing amount of livability into such a small boat it is still a finite amount of space and most everyone is going to have to make concessions to the fact and adjust their live to that fact.

I often hear the advice that going up a foot or two will make for a better, more comfortable, and easier  to live in situation.

The Catalina 28, the  boat that replaced the Catalina 27, is a good example of how a slightly bigger newer design can improve things. I'll go on record and say that I'd much rather have a Catalina 28 than a Catalina 27.

That said, there's a catch.

The Catalina 28 is a lot bigger than the lowly 27. The Catalina 27 has a length 26.83 feet with a beam of 8.83 feet and a displacement of 6,850 pounds.The Catalina 28, on the other hand is 28.5 feet with a beam of 10.17 feet and a displacement of 8300 pounds.

That 1450 pounds of added displacement is a huge difference. As I've mentioned often that the real size of a boat is more about displacement than length. Well except when boats of a certain length becomes a design niche.

While the Catalina 28 is a good choice for a VolksCruier it is also going to be a lot more expensive then the Catalina 27 as only 620 of the C28s were built compared to the 6662 of the C27 it's safe to say that the cost of a C27 is going to be cheaper.

The whole idea of this 27-foot boat series is more about how to make a boat better within a certain size envelope than to suggest that a 27-foot boat is the best boat to go voyaging with. I chose this particular size niche simply because it is the most bang for the buck due to the greater number of boats for sale within it and the simple fact that most everyone wants something bigger. Which makes it your best bet for getting a good boat cheap.

More on the subject soon come.

Yeah, 27-feet...

Apparently, some folks don't agree that a bog standard 27-foot production boat can be a capable cruising conveyance.

I get the fact that a boat in this size range is not everyone's cup of tea but they are capable and well within most peoples means. Sure a 44-foot Swan might be better but it also costs $90K or so more than that CAL 27.

In my defense I'll also add that I never said cruising in a CAL 27, Catalina 27, or a Cape Dory 27 would be a cakewalk. A small boat comes with some issues that you'll have to adapt to as well as a certain amount of roll with the flow Zen moves to make it all work.

Still, it's been done by many and just knowing it's possible means that you're not setting out on some impossible task and that's a goodly thing.

So, the next dozen or so posts are going to be about making a 27-footer into a sailboat able to cross oceans in a modicum of comfort, safety, and style.

No consumerist BS, no rocket science, and nary a boat buck in sight.

Of course, if you find the idea of creative frugality doing things, a bit old-school, and swimming against the current trend of out-of-control consumerism a bit off-putting you might want to go elsewhere more within your comfort zone. I highly recommend the Sail Life channel as it's both entertaining and an excellent way to pass the time.

We'll get into the first installment come Thursday...

More on the hurricane plan...

As someone who's managed to survive three category 5 storms at anchor with minimal damage, I'll be the first person to say that the only safe/sane way to deal with a major storm is to be somewhere else when it's happening. Which has a lot to do with always having at least a sketchy plan to make tracks and, if the odds catch up and I wind up losing the boat, to buy a cheap boat elsewhere..

So what sort of boat and where would I look?

During "H" season I keep my eye on a variety of areas. The PNW, Hawaii, Maryland, and France are the places where I know the boat markets and am reasonably certain that I can sort out a boat with minimal bother. They are also places I happen to like and face it, after losing your boat and most of one's earthly possessions, why would I want to go to some red state armpit?

OK, maybe Louisiana because the food and a lot of good people can really make a big difference.

Anyway, about those boats...

I know for a fact that I can live quite comfortably on a 27-foot boat and there are always a lot of them for sale and it's no longer a popular size (too small for most and too big to trailer easily). It's the sweet spot in the affordable cruising boat size range.

These days, everyone considers a 27-foot boat too small but back in the 70/80/90's there were a lot more people doing serious cruising in them than there were in fifty-footers which people keep telling me is the bare minimum for voyaging.

The other day when I was looking at possible boats in France, I counted 39 Sangrias and 19 Fantasias for sale. They were mostly in the less than $5K price bracket which I could board after a flight to Paris and a train ride to get me there.

In Hawaii, there were a couple of Catalina 27s, and a CAL 27 under $5k that would do the trick. Admittedly, while Hawaii is even more expensive than the USVI, it's still a very good place to start out from. I might add that it's been years since I've had a proper spam musubi.

The PNW has a lot of boats for sale in the under $5K zone. As someone who no longer drives, the physical hassle of getting around to sort stuff out except by bike, becomes somewhat problematic.

I'm pretty sure that you could fly just about anywhere and find an affordably priced, 27-foot boat in good condition. They seem to be everywhere and most folk don't want them as they're too expensive to keep in a marina berth. Since marinas continue to gouge and be restrictive, there will be more and more on the market at low prices.

Cruising a 27-foot boat, on the other hand, makes a lot of sense as you can anchor just about anywhere you'd care to go. In the rare exception when you might have to spend a night in a marina, you can afford to since it's a helluva lot cheaper than the fifty footer that the cruising press keeps saying you need.

Lastly, for me at least, the 27 footer would be a temporary solution as I'd either build or buy something a kiss bigger once I'd got back on my feet after losing my boat and most all of my stuff. More than likely the boat I'd build would be a 30ish foot scow or a sharpie. But that's another story entirely...

How low can you go?

Sure, I know that there's a helluva lot of peer pressure to adhere to consumerist dogma but, just for a moment think about what you can afford rather than what you think others will opine on what you need to spend to be accepted.

I see a lot of folks selling the idea that "price is no object" but buying boats that are a fraction of the cost and pretending they're following the party line.

Know something?

They get away with it because most everyone is doing the same thing and no one's going to bust them because most everyone is part of the con.

The sordid truth is that most boat folk, by their very nature, have their asses firmly planted in the cheap seats. The problem only arises when they're not honest about it.

Worse is when they use the cost of stuff as a means of letting you know how much every-damn-fucking-thing-on-their-boat cost in a misguided ruse to impress you. As someone who has sold a lot of marine gear to these wankers I'll let you know that, more often than not, they lie about what they paid for those winches or top-of-the-line electronics.

Maybe it's just me but there's something pretty off when it reaches that point.

Know what impresses me? When someone comes up with a way of doing things that involves common sense and thought to make the whole sailing off into the sunset more comfortable, affordable and sustainable. On the other hand some guy bragging that he spent lots of money to impress me or as a put down just hits the pity note.

The other day when I mentioned that I was building yet another Tortoise someone pointed out that He'd spent $12K on his dinghy but if I can only afford a two sheet dinghy maybe I shouldn't bother until I could afford something better.

Yeah, it sorta/kinda pissed me off. Still, the Tortoise makes more sense for me than a 12-foot RIB with a 25HP outboard and it would be real dumb in a world where gas costs $5.50 to have such a beast.

Over on Boat Bits today I mentioned a Newport 28MK2 that's selling for $2.5K and appears to be in pretty good shape. Researching the design a bit more the Newport appears to be one of those designs that seems to have a pretty good price and is firmly in the "good bang for the buck" price niche. Plus it would make a very good cruising boat. What's not to like?

The important thing to keep in mind is that hardly anyone cares what sort of boat you cruise in. No one who isn't an asshole is going to ask you what it costs and, as long as the boat is shipshape, you'll still be invited to potlucks and suchlike (if that's your thing).

So, how low can you go?

something to think about...

I just got the new Cruising Compass and they had a link to this BFB...

Now, I've long been a fan of boats from Jeanneau for ages and I'm sure most everyone in the yachting media will be all over this design but I have a short question...

Is this the right boat design for 2022?

In a world of finite resources shouldn't we be focused on a more earth friendly and sustainable design model?

Granted a lot of good work went into the design of this rich man's toy but how much of that good design can be adapted to more sustainable and affordable models?

Now, in my less than humble opinion, is the fact that boats like this distract from any real development and distort the market to the point that all of a sudden, everyone feels like this sort of sailboat is what one needs to go cruising with.

Another downside of BFBs is that the cruising areas tend to adapt their services and facilities to boats like this making it that much more difficult and expensive for cruisers of modest means to fit in. Sint Maarten used to be the best place in the Caribbean to get work done but these days no one wants to work on smaller boats because the bigger the boat the more profit involved. Worse is that a lot of marinas and shore side facilities create barriers designed to favor their preferred client in such stupid ways as not allowing human powered dinghies in their dinghy docks.

Which is just the sort of attrition that makes people give up cruising or sail off to places that have not caught up to the new norm or reality that is currently passes for cruising.

Anyway, it's an interesting boat and one can learn quite a bit in studying it.

More soonish on a semi-related subject...

the economics of can and can't...

Everyone, whether they admit it or not, is going to be on a budget. It's just part of how things work.

Some years back we had a client contact our charter brokerage asking us for the best charter yacht in the Caribbean when we queried how he defined "Best" it turned out that what he really wanted was the most expensive yacht in the Caribbean because, you know, the more expensive the better.

Having some experience where Mega-yachts were concerned we actually knew that the current most expensive yacht had a base price of around $400K plus all expenses which were, at the time, mostly covered by an advanced provisioning allowance (APA) of 30% or more. If you do the math you're in a serious chunk of change zone.

Instead of offering that yacht to the client we offered him an excellent yacht that went out for nearly $100K and the client nearly had a heart attack. Obviously the $400K and $100K were out of his budget.

Like I said, everyone's on a budget.

The problem is that not everyone knows what sort of budget they're on.The old adage attributed to J.P. Morgan where yachts are concerned is "If you have to ask, you can’t afford it".

So, here's a question...

How much can you afford to spend on a cruising sailboat?

another...

How much money do you need to live in reasonable comfort?

and lastly.

Do you have a way to sustain a boat and your reasonable comfort level long term?

I don't want to know those numbers but if you want to sail off into the sunset you really should do a bit of research and figure them out.

Sadly, most folks on boats don't have a clue about budgets until they're confronted with the cold hard economic reality of the words can and can't. A situation that almost always ends badly.

Oh yeah, about that guy who wanted the most expensive charter boat in the Caribbean? He wound up chartering a very nice crewed power boat for around $18K.

Just sayin'.

That first year...

One problem most all cruisers at any budget level find is that their first year of cruising costs a lot more than they expect to spend. Sadly, I speak from experience and in our first year of full time cruising; we spent money like the proverbial drunken sailors on steroids.

It doesn't make it any better that everyone goes through it.

So where did all the money go?

For starters, marinas took a serious toll. Now, as someone who really dislikes marinas, why was I staying in them? I blame my inability to trust my initial thought process when the decision to anchor or go into a marina conflicted with the cruising guides. Cruising guides are geared for folks who mostly do marinas and anchor when there’s no other option.

Leaving a marina in the morning after paying our bill when a dozen anchored sailboats fifty yards from the marina would put me in a seriously bad mood.

Where spending money was concerned that it seemed every new place had something to buy. I’ll admit that confronted with a good deal in a chandlery, I throw the budget to the wind.

Plus, not having done proper due diligence, we were clueless on what things would or should cost in the places I was visiting. Most of the currency seemed like Monopoly money. Translating Pesetas to Francs to dollars skewed the reality of what stuff really cost. We spent too much on some things while we missed great bargains.

Another source of bleeding money is eating out, drinking, and hanging out with other cruisers. None of which is a bad thing in moderation, but keeping up with the Joneses can be a big problem when you’re on a very different budget.

The main thing to keep in mind is that cruising long term is not a vacation. You can’t spend away, knowing with the option that you can pay off the incurred debt when you get back to the real world. It’s a long haul equation.

Still, I expect, you'll overspend your first year out as it seems to be an ingrained right of passage but don't say you have not been warned.

A simple budget...

Budgets are just a tool for organizing and taking control of your spending. A very simple budget that works is the 50/30/20 budget. So simplistic that, you might be inclined to go with something more complicated. That said, give it a try and you'll find it does the job just fine. It works like this. 

• 50% is for your basic expenses.
• 30% is for everything else.
  
• 20% goes into a project and emergency fund.

If we round off the monthly budget to the nearest round number that gives us a base of $1,500 a month. So 50% = $750, 30% = $450, and 20% = $300. Super simple and almost idiot proof.

The trick of course is just learning to live within your numbers. 

Just about everyone I know has fallen into the trap of throwing money at stuff while preparing to cruise and then continuing the process in their first year of cruising. 

Been there, done that, but couldn't afford the t-shirt because the money was all gone. Really, I should have been following a budget.

One way to make following a budget easier is that since you're on a boat you can adapt your cruising plans to areas where prices or services are more affordable. 

For instance, I really do need to haul out and put some new anti-fouling on the boat so I'm researching boatyards and haul out costs along the proposed route out of here. I've already got the paint (bought on sale at a very deep discount) and all the needful bits for the rest of the work that I might as well do once the boat is on the hard. That alone will, more than likely save me a month's budget.

While you'll have to do some research and chat up the coconut telegraph to sort out which places are affordable or not you might want to consider looking at less popular areas as a first step. The cost of things is directly related to the number of well heeled tourists, bareboat charterers, and upwardly mobile anchored condomarans. Not that some of those places are not great places to visit but you wouldn't want to provision or buy much while you're there.

Getting back to the budget thing I'll just add that cash is a wonderful thing. Sticking $500 in an envelope provides instant feedback every time you take out a couple of twenties. Nothing concentrates the mind on keeping to the budget as dwindling cash in an envelope. The envelope is also a great place to keep your receipts so at the end of the month accounting you'll have a concrete record of what you've spent.

The $1500 budget is just a number and has zip to do with your particular state of prosperity. It's at best just a way of sorting out what you can or cannot afford. Or, as Charles Dickens pointed out...

“Annual income twenty pounds, annual expenditure nineteen nineteen and six , result happiness. Annual income twenty pounds, annual expenditure twenty pounds ought and six, result misery”

 

 

The first important question...

So, here’s the big question…

What can you afford?

It doesn’t really matter what you think it costs, what other people are spending, or the relative price of tea in China. It’s all about what you can afford in the long run.

Let’s take a number out of a hat…

$18,310.

$18,310. is the current poverty line for a couple in the USA. Divide that number by twelve and you get $1,525.84. per month. A lot of folks I know would consider that a fairly comfortable full time cruising budget.

The question remains: can you live and cruise on $1,525.84 per month?

How would you budget that out? Would it affect your current lifestyle negatively? What would it have you giving up?

So many questions, so little time and dollars.

If $1,525.84. per month is too little for your needs. What amount would make a difference or what would you have to give up to make it work?

Pull some other numbers out of a hat and ask yourself the same questions. Do it until you think you have a number that makes sense for you. I know it’s hard, but try to keep the rose-colored glasses in their case and be relentlessly honest about it.

Trust me, it will pay off big time.

Next up, we’ll do an actual budget based on the $1,525.84. per month budget and whatever you might care to suggest in the comments.

 

Cruising budgets...

Now, a lot of folks will tell you it costs whatever you have, while others will say that it depends. The fact is that both answers really piss me off and it really bothers me to have to admit that they are correct in a kind of way.

A lot of folks spend all they have to cruise. Even worse, many people spend more than they have and wind up seriously in debt. We’ll come back to these folks later, but no one taught these folks how to budget or live within their means.

As for the “it all depends” folks, they’re right as well to a certain degree, but it reads a lot more like a defense of monetary ineptitude rather than actual unforeseen costs and issues screwing with their budget.

For instance, I hear a lot of excuses about budgets and cruising. Most of which revolve around things breaking, needful purchases, and maintenance issues. Sure, I get it. Everyone sails off to the sunset, not knowing that things might break, you might have to buy something, and that from time to time you’ll have to do a bit of maintenance.

Really?

Let’s look at the ‘things break’ mantra. Most things that break or quit working on boats don’t actually break or quit all by themselves, but are mistreated to the point of failure. Get the right gear and treat it like it deserves and you’ll find that things won’t break. Not all that long ago, my mast fell down and went boom. The mast, mainsail, jib, and furler are somewhere on the bottom of the Caribbean in between St Thomas and St Martin. The reason for the fall down and go boom episode was that I really should have reefed and that I should’ve replaced the chainplate that failed. My fault entirely. As a result, I had to build a new mast, build a new rig, and buy new sails. Not a mistake I’ll ever make again.

On the buying stuff subject, didn’t your Mom tell you that stuff costs money? Seriously, how is this a surprise? Didn’t you budget for buying needful stuff and the cost of rice in Antigua is an issue?

Then there’s the whole we had to haul out and put some bottom paint on the boat, change a few zincs, and fix that ding from the time you hit a buoy coming into a dark anchorage in the middle of the night escapade. Hardly sounds like a budget killer, but apparently a lot of folks do.

OK yeah, I’ll admit that the cost of things is depressing these days, but it’s not like you don’t have a brain with the ability to adapt and prepare a budget that will see you through.

When we lost our mast, I costed a new mast, and the quotes were just silly. Luckily, building a wood composite spar was within my skill-set, rigging was dead simple, and we have a sewing machine and access to affordable sail makers. The bottom line was that by doing all the work and fabrication, the rig was a fraction of buying a new mast or having the labor done.

Since I see a trip to Europe and back in the not-too-distant future, I’ve been monitoring the various costs involved. I know what groceries or fuel cost in Europe. I’m aware of various Schengen issues and costs associated with them. By the way, did you know Albania requires our boat to use a clearance broker to clear in and it costs 55 euros?

Simply doing your homework goes a long way to making a useful budget that will both save you money and keep your cruising surprise free.

More on budgets and numbers in the next post...